Testimonials and Referral Notes

I'm pleased to present the following testimonials and r­eferral notes that my clients have written. ­

Non-believer in insurance - No more!

I'm proud of you ­

I would not have known Agnes in 1996, if she had not called and urged me to help her with a marketing survey she was conducting. Agnes provides a simple but heart-warming service than any other financial planner I know. Besides having done an excellent financial planning job, Agnes is willing to go all her way to help me whenever I encounter problems. For instance, she gave me useful tips on what I should do to ‘clear my external debts’, and warned me of the consequences for not doing it. I am proud of having her as my personal advisor, but importantly as my friend.

Brian Lee Poh Loong­

You Are Beautiful

Agnes was referred to me by a friend, to date, we’ve known each other for almost 11 years. During our first meeting, I was impressed by her ‘non- pushy’ approach, and that triggered me to take up my first policy with her. Before I got to know Agnes, I never heard of Manulife Financial. It was through her introduction that actually got me interested to find out more about the company, its products and services. I personally like the PremierLady Plan, as it offers FREE Bi-Annual health screening for women, which creates awareness if my health conditions periodically. I’m glad that I have Agnes as my advisor, or rather as a friend. Agnes, keep up the good work and many thanks for everything that you have done to make my life more beautiful.

Angela Sho Choon Peng

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Going The Extra-Mile ­

I am going into the 13th year of knowing Agnes ... from first as an acquaintance and insurance agent to now a close friend and financial advisor. Throughout these years, Agnes's sincerity coupled with quality service has assured me that my finances are in good hands. She always keeps me abreast of the latest development in financial planning and possible options, and yet allow me time and space to make­ informed decisions. I appreciate this and am thankful for the extra-miles that Agnes has gone to help me in planning for my and my family's financial f­uture.

Teo Chor Howe

Head Of Department, Dunman High School

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From The Desk Of Agnes Lim ­

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